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Dial Milo vs. Smith.ai: pricing, coverage and fit
Smith.ai bills per call and has a genuinely free AI tier. Dial Milo bills per second with no plan. Verified pricing, cost math, and where Smith.ai wins.

Smith.ai bills per call; Dial Milo bills per second. Below 25 calls a month Smith.ai's AI tier is free and you should take it. Above that the unit works against you: 60 answered calls a month cost $105 on Smith.ai's free tier or $150 on Pro, against $5.50 at Dial Milo. Pick Smith.ai anyway if your calls are long, few and valuable enough that a human should be able to take one over mid-conversation, because that is a thing Dial Milo cannot do.
Best for
- Smith.ai — under 25 calls a month, or high-value intake where a Smith.ai receptionist taking over the call is worth paying for. Law firms living in Clio are the archetype.
- Dial Milo — routine call volume that moves around. Bookings, hours, pricing questions and lead capture, on a line where a quiet month should cost nothing.
| Dial Milo | Smith.ai | |
|---|---|---|
| Pricing model | Pay as you go, billed per second | Per call |
| Entry price | No minimum, no subscription | $0.00/month (25 calls/mo) |
| Cost per unit | 6.1¢/min | $3.00 per call over plan |
| Free trial | $1 of credit | Yes |
| Languages | 6+ on every call, no surcharge | English, Spanish |
| Human fallback | Transfers to you | Human receptionists available |
Smith.ai facts verified 2026-08-19 · source
Feature by feature
| Dial Milo | Smith.ai | |
|---|---|---|
| Billed unit | One second of answered talk time | One call, any length |
| Monthly minimum | None | $0 on the free AI tier, $150 on Pro |
| Spam and wrong numbers | Not billed, nothing was answered | Billed as a call; an allowance covers up to 10% of calls |
| Calendar booking | Books into your connected Google Calendar | Calendly among the listed integrations |
| Knowledge base | Answers from PDFs, URLs and policies you upload | Not stated on the AI pricing page |
| SMS during a call | Yes, $0.01 a message | Not stated on the AI pricing page |
| Human takeover | No, transfers go to your own team | Yes, Smith.ai's own North America-based receptionists, 24/7 |
| CRM depth | Google Calendar plus warm transfer | Clio, HubSpot, Salesforce, Zapier, Slack, Microsoft Teams |
Where Smith.ai genuinely wins
A human can take the call. This is the real differentiator and it is not marketing: Smith.ai's AI answers first, and if a call turns complex it transfers to one of Smith.ai's own North America-based receptionists, day or night. Dial Milo transfers to your team. If you are asleep, that transfer rings your phone. A staffed backstop is a different product, and for a personal injury firm taking a 2am call from someone who just left an emergency room, it is the correct one.
Long calls are capped. Per-call billing means a forty-minute conversation and a two-minute one cost the same. At the free tier's $3.00 a call, a conversation would have to run about 49 minutes before Dial Milo's per-second rate caught up. Any intake call routinely longer than that is cheaper at Smith.ai, and Smith.ai argues the incentive openly on its own pricing page rather than hiding it.
Integration depth in legal and sales. Clio, HubSpot and Salesforce are native, and Capterra's independent listing records 68 integrations and a 4.8 out of 5 across 29 reviews. If your intake process is a Clio matter that has to be opened while the caller is still on the line, that plumbing is worth real money and Dial Milo does not have it.
The free tier is genuinely free. Twenty-five calls a month at $0 is not a trial that expires. A consultancy taking a handful of calls a week should use it and ignore everything below.
Real cost, three volumes
Dial Milo's rate is the one in the table above, applied to answered seconds. Smith.ai's is a call unit on whichever tier fits.
20 calls a month, 90 seconds each. Smith.ai's free tier: $0, comfortably inside the 25-call allowance. Dial Milo: 30 minutes of talk, $1.83. Smith.ai wins outright, and this is the volume where it is not close.
60 calls a month, 90 seconds each. Smith.ai's free tier: 25 included plus 35 at $3.00, so $105. Pro: $150 flat, since 60 sits inside the 75 included. Cheapest Smith.ai path is $105. Dial Milo: 90 minutes of talk, $5.50, plus $3 if you want a dedicated number rather than forwarding your existing one.
200 calls a month, 90 seconds each. Pro plus overage is $150 plus 125 calls at $2.50, so $462.50; Enterprise is $500 flat for 300 calls. Cheapest Smith.ai path is $462.50. Dial Milo: 300 minutes of talk, $18.33.
The gap widens with volume because the two services meter different things. What flips it back is call length, not call count: a practice whose calls average forty minutes is the case where the per-call unit is the cheaper one.
The spam line matters more than most people expect. Suppose 20 of your 80 answered calls a month are robocalls and wrong numbers. On Dial Milo those calls are answered, cost a few cents of talk time each, and nothing else happens. On a per-call plan they are 20 billed units, and Smith.ai's published relief is an allowance capped at 10% of calls — a quarter of your calls being junk sits outside it.
Figures that do not survive contact with Smith.ai's own pages
Three numbers are worth naming, and only two of them come from other publishers — the third is one we ourselves had wrong before we checked.
- $97.50 a month. Not a Smith.ai price at any tier, and not something we found being repeated elsewhere either: it sat in our own early notes as an unverified candidate figure until we read Smith.ai's live pricing pages directly. The cheapest paid AI tier is $150 and the cheapest human tier is $300.
- Starter, Basic and Pro AI plans at $95, $270 and $800. This one does circulate in a third-party roundup. Those plan names do not exist on the live AI page. $270 and $800 do appear in Smith.ai's own feature-guide table, but as call-volume steps inside Pro and Enterprise, not as separate tiers.
- Enterprise pricing is hidden. Capterra still shows the AI Enterprise tier as "contact vendor", while Smith.ai's own page publishes $500 a month for 300 calls.
Checking a vendor's live pricing page beats quoting a roundup — or trusting your own notes — and it took about four minutes.
The call that decides it
A forty-second call to a dental practice, mid-morning, receptionist already on another line:
Milo: Good morning, Fairfield Dental, this is Milo. How can I help?
Caller: Hi, do you take Delta Dental?
Milo: We do, yes. Are you looking to book a checkup, or is this about a specific problem?
Caller: Just a cleaning, whenever you have something.
Milo: I have Thursday at 8:40am or Friday at 3pm with Dr. Aziz. Which suits?
Caller: Friday.
Milo: Booked, Friday at 3pm. Can I take your name and mobile so I can text you the confirmation?
Forty seconds, one booking. Dial Milo bills about four cents. On Smith.ai's free tier past the 25th call, that same conversation is a $3.00 unit — the same $3.00 as a fifteen-minute new-patient intake. Whether that is a bad deal depends entirely on how many of your calls look like this one.
Do not switch away from a human-backed service if your calls need a person. Smith.ai's human escalation exists for calls where getting it wrong is expensive: distressed callers, legal screening, anything HIPAA-adjacent. The hundred dollars a month worked out above stops being a saving the moment it costs you the one call a quarter that needed a person.
How to decide in ten minutes
- 1
Count last month's answered calls
Under 25? Use Smith.ai's free tier. The rest of this page does not apply to you.
- 2
Work out your average call length
Multiply by your call count for total answered minutes. That single number prices the per-second model exactly.
- 3
Count the junk
Robocalls, wrong numbers, hangups. Per-call plans bill them; per-second billing barely notices them.
- 4
Ask whether any call needs a human mid-conversation
If the honest answer is yes and it happens weekly, that is the argument for Smith.ai and no cost table beats it.
Dial Milo starts with $1 of trial credit, which is roughly 16 minutes of real answered calls — enough to point your hardest question at it before deciding. Forward your existing number for free and run both for a week. Solo practitioners and small firms whose calls are mostly screening and scheduling, not escalation, can see the fit at Dial Milo for professional services; the wider set is in the AI receptionist comparison.
For your business
Only qualified leads end up on your calendar.
Solo practitioners spend hours a week on intake calls that go nowhere. Milo runs your intake script, checks scope and conflicts, books only the matters that fit — and takes a structured message for everything else.
Get Milo screening your intake lineFrequently asked questions
- Is Smith.ai worth it for a small business?
- It is worth it when one mishandled call is expensive and your intake genuinely needs a person. Law firms and professional services are the clearest fit, and the Clio and CRM integrations are built for exactly that workflow. It is poor value when most calls are hours, pricing and booking questions, because per-call billing charges the same for a forty-second wrong number as for a five-minute qualified lead.
- Does Smith.ai have a free plan?
- Yes. The AI Receptionist tier is $0 a month and includes 25 calls, with additional calls at $3.00 each. That is a real free plan rather than a time-limited trial, and below 25 calls a month it is the cheapest option in this comparison. $97.50 was an unverified figure we ourselves briefly had listed as Smith.ai's price before checking its live pages directly — it does not appear anywhere on Smith.ai's actual pricing pages.
- What is the cheapest Smith.ai alternative?
- Cheapest depends on your call mix, not on the sticker price. Plans that bundle calls are cheapest at steady high volume; per-second pay-as-you-go is cheapest when volume is low or unpredictable, because a quiet month costs nothing and spam calls that are never answered cost nothing either. Work out your own answered minutes per month first, then compare.
- Does Smith.ai use real humans or AI?
- Both, sold as two separate products. The AI Receptionist tiers run from $0 to $500 a month and answer with AI first, escalating complex calls to Smith.ai's own North America-based receptionists. The Virtual Receptionist tiers run from $300 to $2,100 a month and put a human on every call. Most comparison pages collapse the two into one price, which is why the numbers you see quoted vary so widely.
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